Record Details

Understanding Indonesian People Borrowing Money from Banks and Non-Banking Institutions

Shirkah Journal of Economics and Business

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Field Value
 
Title Understanding Indonesian People Borrowing Money from Banks and Non-Banking Institutions
 
Creator Hindun, Roro
Reza, Izzul Fatchu
 
Subject Money Borrowing; Borrowing Behaviour; Debt; IFLS; STATA
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Description People’s borrowing behaviours are influenced by the need to fulfil their basic needs which always change in maintaining their lifestyles. This thesis analyzes the tendency of Indonesians to borrowing money, either from banks or non-banking institutions. This research was carried out using quantitative data analysis with secondary data from the Indonesian Family Life Survey panel data versions 3 and 4. The data was analyzed using STATA 12.0 software. The results of the study show that the significant factors that affect people’s behaviour in borrowing from either banks or non-banking institutions are amount of debt, assets, income, and location; while the insignificant factors are age, religion, and number of householders. Keywords: money borrowing, borrowing behaviour, debt, IFLS, STATA
 
Publisher IAIN Surakarta
 
Contributor —
 
Date 2016-12-31
 
Type info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
 
Format application/pdf
 
Identifier http://shirkah.or.id/new-ojs/index.php/home/article/view/51
10.22515/shirkah.v1i3.51
 
Source Shirkah: Journal of Economics and Business; Vol 1, No 3 (2016); 285-298
2503-4243
2503-4235
 
Language eng
 
Relation http://shirkah.or.id/new-ojs/index.php/home/article/view/51/15
 
Rights Copyright (c) 2016 Shirkah: Journal of Economics and Business
http://creativecommons.org/licenses/by-nc/4.0