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METHODS OF MEASURING THE EFFICIENCY OF COMMERCIAL BANKS: AN EXAMPLE OF POLISH BANKS
Ekonomika
View Archive Info| Field | Value | |
| Title |
METHODS OF MEASURING THE EFFICIENCY OF COMMERCIAL BANKS: AN EXAMPLE OF POLISH BANKS
KOMERCINIŲ BANKŲ EFEKTYVUMO MATAVIMO METODAI REMIANTIS LENKŲ BANKŲ PAVYZDŽIU |
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| Creator |
Wozniewska, Grazyna
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| Subject |
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bank efficiency, efficiency analysis, Data Envelopment Analysis — — — — |
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| Description |
efficiency, we can apply different methods. Analysis of financial indicators is the most popular efficiency analysis method in banks, but the number of financial indicators can be really big and make the interpretation of the results more difficult. Another way to estimate efficiency measures is the non-parametric frontier method – Data Envelopment Analysis (DEA). This method has become increasingly popular in measuring bank efficiency in the countries with developed banking systems.The main aim of this article is to present the results of efficiency analysis, computed by means of both methods, i. e. the classical index of balance sheet characteristics and the non-parametric DEA method.The analysis was carried out in the biggest banks operating in Poland in 2000–2007. The empirical results show that the efficiency measures give a similar although not identical picture of Polish commercial banks’ performance. These results (yielded by both methods) are complementary to each other and suggest that the non-parametric DEA method is really valuable and worth applying in bank practice.The work presents also the reasons that would explain the achieved results. It also compares both methods, their potentials and limitations in applying them to banking.
Efektyvumo analizė yra labai svarbi vertinant bankų veiklą. Pagrindinis šio straipsnio tikslas yra pristatyti bankų veiklos efektyvumo analizės rezultatus, kurie apskaičiuoti dviem metodais – tai klasikinė balanso rodiklio charakteristika ir neparametrinis DEA (duomenų apgaubimo analizės) metodas, kuris tampa vis populiaresnis matuojant efektyvumą šalyse, kur išsivysčiusi bankininkystės sistema. Tyrimas buvo atliktas didžiausiuose bankuose, veikusiuose Lenkijoje 2000–2007 metais. Rezultatai rodo, kad neparametrinis DEA metodas yra išties vertingas ir verta jį taikyti bankų veikloje. Straipsnyje taip pat nurodomos priežastys, paaiškinančios pasiektus rezultatus. Taip pat abu metodai lyginami, apibendrinamas jų naudojimo bankininkystėje galimybės ir apribojimai. |
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| Publisher |
Vilniaus universiteto Ekonomikos fakultetas / Vilnius University Faculty of Economics
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| Contributor |
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| Date |
2015-01-01
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| Type |
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion — |
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| Format |
application/pdf
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| Identifier |
http://www.zurnalai.vu.lt/ekonomika/article/view/5124
10.15388/Ekon.2009.0.5124 |
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| Source |
Ekonomika; Ekonomika 2009 85; 81-91
1392-1258 1392-1258 |
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| Language |
lit
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| Relation |
http://www.zurnalai.vu.lt/ekonomika/article/view/5124/3381
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| Rights |
Autorinės teisės (c) 2015 Ekonomika
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