Record Details

A Novel Framework of E-Commerce Payment via Cell Phone

International Journal of Business and Information Technology

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Title A Novel Framework of E-Commerce Payment via Cell Phone
 
Creator Pathik, Bishwajit Banik; American International University-Bangladesh (AIUB)
Shazzad, Md. Imtiaz
Khan, Manzur H.; American International University-Bangladesh (AIUB)
Habib, Dr. Md. Mamun; American International University-Bangladesh (AIUB)
 
Description This exploratory study addresses an alternative e-commerce payment method via cell phone account. The increasing popularity of electronic commerce and the widespread use of cell phone can be made an interesting substitute method of e-commerce payment for customers and merchants. This paper represents a new method of e-commerce payment system to improve business processes and increase customer trust. The proposed model, based on the secondary data, is a guideline for the real life application those are connected to the low income community. This model would beneficial to the low income community as well as who are incapable of using credit cards but persist cell phones, could use his/her phone account as an electronic wallet. This payment method could be micro or macro payment, by which e-commerce exploration would be applicable possible in Bangladesh which representing one of the developing countries in the world. Due to the convenience, user friendly, more secured, affordable payment method, the suggested model would be highly acceptable to the community. However, the cell phone service providers can introduce this model as a value added service that would also enhance operations to the business community.
 
Publisher International Journal of Business and Information Technology
 
Contributor —
 
Date 2013-07-21
 
Type —
 
Identifier http://ojs.excelingtech.co.uk/index.php/IJBIT/article/view/672
 
Source International Journal of Business and Information Technology; Vol 3, No 1 (2013): March
 
Language en
 
Rights The copyright of the contribution is transferred to IJBIT in case of acceptance. The copyright transfer covers the exclusive right to reproduce and distribute the contribution, including reprints, translations, photographic reproductions, microform, electronic form, or any other reproductions of similar nature. The Author may publish his/her contribution on his/her personal Web page provided that he/she creates a link to the mentioned volume of IJBIT. The Author may not publish his/her contribution anywhere else without the prior written permission of the publisher unless it has been changed substantially. The Author warrants that his/her contribution is original, except for such excerpts from copyrighted works as may be included with the permission of the copyright holder and author thereof, that it contains no libellous statements, and does not infringe on any copyright, trademark, patent, statutory right, or propriety right of others. The Author also agrees for and accepts responsibility for releasing this material on behalf of any and all co-authors.