Since 2014
Liberalisasi Kewangan dan Kecekapan Kos Perbankan Islam dan Konvensional: Pendekatan Analisis Sempadan Stokastik
Jurnal Ekonomi Malaysia
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| Title |
Liberalisasi Kewangan dan Kecekapan Kos Perbankan Islam dan Konvensional: Pendekatan Analisis Sempadan Stokastik
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| Creator |
Muhammad Rus, Abu Dzarr
Abdul Majid, Mariani Mohd Nor, Abu Hassan Shaari |
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| Description |
ABSTRAKKertas ini menganalisis kecekapan bank komersial di Malaysia semasa proses liberalisasi kewangan menggunakan Analisis Sempadan Stokastik dengan tumpuan kertas adalah terhadap kecekapan bank Islam asing dan bank konvensional yang mempunyai subsidiari bank Islam. Keputusan menunjukkan bahawa bank konvensional domestik yang menjalankanoperasi perbankan Islam mempunyai teknologi yang menjimatkan kos berbanding bank-bank lain. Walau bagaimanapun, bank Islam asing yang agak baru beroperasi mungkin memerlukan lebih masa lagi untuk bersaing kerana didapati kurang cekap. Manakala bank konvensional yang mempunyai subsidiari bank Islam pula tidak menunjukkan kesan pembaikan kecekapan bagi tempoh sampel. Oleh itu, dasar kerajaan untuk meningkatkan kecekapan bank di Malaysia terutama bankdomestik melalui kemasukan bank Islam asing dan kemunculan bank Islam subsidiari bagi tempoh sampel masih lagi belum tercapai bagi tempoh sampel.Kata kunci: Analisis sempadan stokastik; kecekapan; liberalisasi; perbankanABSTRACTThis paper analyses the efficiency of Malaysian commercial banks during financial liberalisation using Stochastic Frontier Analysis. Focus of this paper is the efficiency of Islamic foreign banks and conventional banks with Islamic bank subsidiary. The results show that domestic conventional banks which operate Islamic banking have cost-saving technology compared to other banks. While, the relatively new foreign Islamic banks need more time to compete as they are found to be inefficient, conventional banks with Islamic bank subsidiary do not show any improvement in their efficiencies during the sample period. Therefore, by attracting foreign Islamic banks as well as converting Islamic banking windows into Islamic bank subsidiaries, government’s objective of improving Malaysian banks efficiency particularly domestic banks during the sample period is yet to be achievedKeywords: Stochastic frontier analysis; efficiency; liberalisation; banking
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| Publisher |
Universiti Kebangsaan Malaysia
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| Date |
2012-10-24
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| Type |
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion Peer-reviewed Article — |
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| Format |
application/pdf
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| Identifier |
http://ejournal.ukm.my/jem/article/view/1343
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| Source |
Jurnal Ekonomi Malaysia; Vol 45 (2011): Jurnal Ekonomi Malaysia
0126-1962 |
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| Language |
eng
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| Relation |
http://ejournal.ukm.my/jem/article/view/1343/1204
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