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The Contribution of Zakat as an Income Creating Asset in Selangor and Wilayah Persekutuan, Malaysia

Jurnal Ekonomi Malaysia

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Title The Contribution of Zakat as an Income Creating Asset in Selangor and Wilayah Persekutuan, Malaysia
 
Creator Md. Nor, Nor Ghani
Dan, Abd. Razak
Mohd Noor, Mohd Ali
 
Subject


 
Description Keperluan menyediakan bantuan modal kepada fakir miskin merupakan perkara yang agak baru bagi pihak pengurusan zakat di beberapa negeri di Malaysia. Penjarahan ke atas skim ini sebahagiannya disebabkan oleh pertambahan jumlah kutipan zakat beberapa tahun kebelakangan ini. Walaupun demikian, kajian literatur menunjukkan tiada usaha dibuat selama ini untuk melihat kejayaan mahupun kegagalan program ini di dalam mewujudkan perniagaan mampu diri. Kajian seperti ini sangat penting memandangkan dana zakat yang terhad haruslah diagihkan secara optimal bagi memaksimakan manfaat kepada fakir miskin. Seeara khususnya, usaha haruslah dibuat bagi menentukan faktor-faktor yang  mempengaruhi kejayaan atau kegagalan program untuk memandu agihan dana zakat pada masa hadapan. Kertas ini bertujuan untuk mengenalpasti faktor-faktor kejayaan perusahaan mikro yang telah dibiaya melalui dana zakat. Dengan menggunakan data-data yang diperoleh dari 127 orang respondan yang menerima bantuan modal dari pejabat zakat di Selangor dan Wilayah Persekutuan, model regressi logistik telah digunakan untuk menguji pengaruh beberapa faktor ke atas kebarangkalian kejayaan. Faktor tersebut telah dipilih berasaskan teori-teori dan kajian empirik terdahulu mengenai perusahaan mikro yang dibiayai secara konvensional. Keputusan dari analisis ekonometrik menunjukkan faktor gender; umur, bilangan lawatan penyelia projek dan pengalaman lalu adalah signifikan dalam menentukan kejayaan.projek yang dijalankan.ABSTRACTIt was not until recently that the zakat management authorities of several states in Malaysia decided to provide capital assistance to the poor. Foray into the scheme may be partly attributed to the increase in the amount of zakat collection in recent years. To date, a survey of the literature shows that no attempt has so far been made to look into the success or failure of this program in creating viable business entities. Such a study is crucially important since the limited zakat funds must be optimally distributed to maximize the benefits accruing to the poor and needy. In particular, effort has to be made to detennine the factors that influence success or failure of the program to guide the distribution of zakat funds in the future. This paper aims at achieving this objective i.e. determining the success factors of micro enterprises funded by zakat funds. Using data obtained from 127 randomly selected respondents who had received capital assistance from the zakat authorities of the state of Selangor and Wilayah Persekutuan, a logistic regression model is estimated to lest the influence of several hypothesized factors on the probability of success. Several of these factors were chosen based on previous theoretical and empirical works on "conventionally" funded micro enterprises. Results of the econometric analysis shows that gender, age, number of supervisory visits and suitability of prior job experience to project undertaken are statistically significant in determining success and achieving the objective of zakat
 
Publisher Universiti Kebangsaan Malaysia
 
Contributor
 
Date 2002-12-31
 
Type info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article

 
Format application/pdf
 
Identifier http://ejournal.ukm.my/jem/article/view/2173
 
Source Jurnal Ekonomi Malaysia; Vol 36 (2002): Jurnal Ekonomi Malaysia
0126-1962
 
Language eng
 
Relation http://ejournal.ukm.my/jem/article/view/2173/1616
 
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