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RISK ANTICIPATION OF THE MUDHARABAH FINANCING (CASE STUDY IN THE CIMB NIAGA SYARIAH BANK AT MATARAM BRANCH)

Journal of Enterprise and Development

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Title RISK ANTICIPATION OF THE MUDHARABAH FINANCING (CASE STUDY IN THE CIMB NIAGA SYARIAH BANK AT MATARAM BRANCH)
 
Creator Susianti, Nurul
 
Description This study analyzes the risk anticipation on the mudharabah funding in Nusa Tenggara banks, namely CIMB Niaga Syariah. Unlike the other sharia banks, this bank does not apply mudharabah financing in their services. This analysis uses data collection methods and data analysis techniques using descriptive qualitative research with interview respondents. The respondents were the director of the CIMB Niaga Syariah bank and the direct financing division.
Based on the result obtained from interviews and documentation, it shows that the reasons and considerations of the bank not to apply risk anticipation and mudharabah financing are as follows: side streaming, intentional negligence/mistake, and concealment of profits, the funds to be distributed by the bank in the form of mudharabah financing fund from third parties or funds from depositors.
 
Publisher Faculty of Islamic Economics and Business of Universitas Islam Negeri (UIN) Mataram
 
Date 2021-06-28
 
Type info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
 
Format application/pdf
 
Identifier https://journal.uinmataram.ac.id/index.php/jed/article/view/3268
10.20414/jed.v3i01.3268
 
Source Journal of Enterprise and Development (JED); Vol 3 No 1 (2021): June; 22-30
2685-8258
2715-3118
 
Language eng
 
Relation https://journal.uinmataram.ac.id/index.php/jed/article/view/3268/1564
 
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