Since 2014
Asset Quality and Deposit Money Banks Performance in Nigeria
American International Journal of Business and Management Studies
View Archive Info| Field | Value | |
| Title |
Asset Quality and Deposit Money Banks Performance in Nigeria
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| Creator |
Ogboru , Mbatabbey Joy
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| Subject |
Asset Quality, Deposit Money Banks Return on Assets, Liquid Assets to Short Term Liabilities
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| Description |
This study investigate the relationship between asset quality and deposit money banks performance in Nigeria over a period of 30 years ranging from 1986 to 2016, utilizing time series data collected from the Nigeria deposit insurance corporation annual reports and accounts, CBN financial stability report and CBN statistically bulletin for various years. The variables of study includes return on asset (ROA) proxy for Deposit Money Bank performance in Nigeria, ratio of non-performing loan to total loan (NPL), ratio of liquid assets to total assets (LAT) and ratio of liquid assets to short term liabilities (LAS) as measures of asset quality. The study utilizes both the descriptive and econometric techniques to analyze the time series data. The result shows that there is a short run relationship between asset quality and deposit money bank performance in Nigeria. Also, the co-integration result reveals the presence of a long run relationship between asset quality and deposit money bank performance in Nigeria while the granger causality result shows evidence of causality between asset quality and deposit money bank performance in Nigeria. Based on this we conclude by saying that maintaining sound assets quality position is critical to the long term performance, survival and sustainability of DMBs in Nigeria.
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| Publisher |
American Center of Science and Education
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| Date |
2019-01-07
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| Type |
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion Peer-reviewed Article |
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| Format |
application/msword
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| Identifier |
http://www.acseusa.org/journal/index.php/aijbms/article/view/112
10.46545/aijbms.v1i1.112 |
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| Source |
American International Journal of Business and Management Studies; Vol. 1 No. 1 (2019); 38-47
2641-4953 2641-4937 |
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| Language |
eng
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| Relation |
http://www.acseusa.org/journal/index.php/aijbms/article/view/112/109
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| Rights |
Copyright (c) 2019 Mbatabbey Joy Ogboru
https://creativecommons.org/licenses/by-nc/4.0 |
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