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Islamic Banking Service Quality and Deposit Withdrawal Risk

Islamic Banking and Finance Review

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Field Value
 
Title Islamic Banking Service Quality and Deposit Withdrawal Risk
 
Creator Muhamad Abduh
 
Subject service quality
deposit withdrawal
Islamic banking
Brunei Darussalam
 
Description This paper aims to evaluate the service quality of Islamic banking and to explore the withdrawal behavior of Islamic banking depositors based on their evaluation towards its service quality in the context of Brunei Darussalam. A total of 180 Islamic banking customers in Brunei Darussalam were involved through a direct survey. Factor analysis is used to uncover the key dimensions of Brunei Islamic banking service quality. Afterwards, the importance and performance analysis (IPA) was employed to evaluate the importance and performance level of Brunei Islamic banking service quality. The five key dimensions of Brunei Islamic banking service quality uncovered here including assurance, reliability, tangibles, empathy, and rates and charges. Interestingly, only three dimensions survive and two are rated high in importance and low in performance. These are empathy and rates and charges. Therefore, bank management is required to give more attention and priority on how to improve the situation.
 
Publisher Department of Banking and Finance, University of Management & Technology, Lahore, Pakistan
 
Date 2016-11-11
 
Type info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
 
Format application/pdf
 
Identifier https://journals.umt.edu.pk/index.php/IBFR/article/view/182
10.32350/ibfr.2016.03.01
 
Source Islamic Banking and Finance Review; Vol 3 (2016): IBFR 1437H/2016; 01-11
2221-5239
2413-2977
 
Language eng
 
Relation https://journals.umt.edu.pk/index.php/IBFR/article/view/182/175
 
Rights Copyright (c) 2016 Islamic Banking and Finance Review (IBFR)