Record Details

Islamic House Financing in Pakistan: A Demand Analysis

Islamic Banking and Finance Review

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Field Value
 
Title Islamic House Financing in Pakistan: A Demand Analysis
 
Creator Muhammad Mansoor Javed
Muhammad Mahmmod Shah Khan
Haris Aslam
 
Subject House Financing
Islamic Banks
Social Influence
Shariah Compliance
Conventional Demand
 
Description his paper analyzes the issue of the nature of demand for house financing offered by Islamic banks in the Pakistan. The paper also identifies the factors that impact demand for house financing offered by Islamic banks. The study used survey data based on convenient face to face interview of 243 respondents. The study regressed conventional demand for Islamic house financing on six regressors: Shariah compliance, convenience, bank features, product features, social influence and knowledge. The study reveals that the nature of demand for Islamic house financing is conventional. The results of the study also indicate that religious factor negatively affect the demand for Islamic house financing whereas all other factors affect it positively. The study will help managers of Islamic banks to increase their market share in house financing by focusing on those factors which significantly affect the demand for their product.
 
Publisher Department of Banking and Finance, University of Management & Technology, Lahore, Pakistan
 
Date 2015-03-03
 
Type info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
 
Format application/pdf
 
Identifier https://journals.umt.edu.pk/index.php/IBFR/article/view/165
10.32350/ibfr.2015.02.01
 
Source Islamic Banking and Finance Review; Vol 2 (2015): IBFR 1436H/2015; 01-15
2221-5239
2413-2977
 
Language eng
 
Relation https://journals.umt.edu.pk/index.php/IBFR/article/view/165/168
 
Rights Copyright (c) 2015 Islamic Banking and Finance Review (IBFR)