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A Service Quality of Islamic Microfinance Institutions in Indonesia: An Importance-Performance Analysis Approach

Tazkia Islamic Finance and Business Review

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Title A Service Quality of Islamic Microfinance Institutions in Indonesia: An Importance-Performance Analysis Approach
 
Creator Nurfadilah, Dety; Universitas Krisnadwipayana
Samidi, Sudarmawan; Krisnadwipayana University
Subagja, Iwan Kurniawan; Krisnadwipayana University
 
Subject Service Quality; Islamic microfinance; Importance-Performance Analysis; Islamic cooperatives
 
Description The rapid growth of financial system in Indonesia creates an intensive competition between Conventional and Islamic financial institutions. The study aims to evaluate the service quality of Islamic Microfinance Institution in Indonesia. The survey was carried out to acquire data from 126 respondents. Descriptive statistics and importance performance analysis (IPA) was used to analyze the data. The finding show that attributes plotted in quadrant “keep up the good work” are providing prompt service, and helpful response to customer requests, Ability in providing services to the customer as needed, prompt service on financial counselling,  Ability of staff in giving proper explanation to the customer, Ability to keep the transaction process secure, and Sharia compliance banking products. Meanwhile, the attributes plotted in quadrant “concentrate here” are accessible of location of ATM, easy to access the location, ability to navigate customer to find what they intend, ability to maintain accuracy of bank statement, and ability in providing after sale services. To the best of author’s knowledge, it is the first study that measuring the service quality of Islamic microfinance from customer perspective using importance-performance approach. 
 
Publisher Institute for Research and Community Empowerment (LPPM TAZKIA)
 
Contributor
 
Date 2018-07-27
 
Type info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
 
Format application/pdf
 
Identifier http://tifbr-tazkia.org/index.php/TIFBR/article/view/110
10.30993/tifbr.v12i1.110
 
Source Tazkia Islamic Finance and Business Review; Vol 12, No 1 (2018)
2460-0717
1907-8145
10.30993/tifbr.v12i1
 
Language eng
 
Relation http://tifbr-tazkia.org/index.php/TIFBR/article/view/110/124
 
Rights Copyright (c) 2018 Author and Publisher
http://creativecommons.org/licenses/by-nc-sa/4.0