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Effect of Non-Performing Loans on the Financial Performance of Commercial Banks in Nigeria

American International Journal of Business and Management Studies

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Field Value
 
Title Effect of Non-Performing Loans on the Financial Performance of Commercial Banks in Nigeria
 
Creator Gabriel, Okoh
Victor, Inim Ekemini
Innocent, Idachaba Odekina
 
Description The study examined the effect of Non-Performing Loans on the financial performance of commercial banks in Nigeria between the periods of 1985 to 2016. The study employed the multiple regression techniques to analyze data collated from the Central Bank of Nigeria (CBN) statistical bulletin and Nigeria Deposit Insurance Corporation (NDIC) publications for various years. The result of the study shows that Non-Performing Loans to Total Loans ratio (NPL/TLR) and Cash Reserve Ratio (CRR) had statistically negative significant effect on Return on Asset (ROA). These result shows that a high level of non-performing loans would reduce the financial performance of commercial banks in Nigeria. Consequently, the study recommends that the regulatory authorities in Nigeria should create and support an environment where commercial banks in Nigeria can have a strong risk management practices.
 
Publisher American Center of Science and Education
 
Date 2019-05-31
 
Type info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
 
Format application/pdf
 
Identifier http://www.acseusa.org/journal/index.php/aijbms/article/view/82
10.46545/aijbms.v1i2.82
 
Source American International Journal of Business and Management Studies; Vol 1 No 2 (2019); 1-9
2641-4953
2641-4937
 
Language eng
 
Relation http://www.acseusa.org/journal/index.php/aijbms/article/view/82/135
 
Rights Copyright (c) 2019 Okoh Gabriel,Inim Ekemini Victor,Idachaba Odekina Innocent
http://creativecommons.org/licenses/by/4.0