Record Details

PERTUMBUHAN KREDIT OPTIMAL

Bulletin of Monetary Economics and Banking

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Field Value
 
Title PERTUMBUHAN KREDIT OPTIMAL
 
Creator Utari, G.A Diah
Arimurti, Trinil
Kurniati, Ina Nurmalia
 
Description Banking credit has an important role in financing the national economy and as engine of economic growth. The high growth of credit is a commonly normal phenomenon as a positive consequence from the increase of financial deepening in economy. On the other hand, one must consider the implication of credit growth towards the financial stabilization and macro condition. Therefore, the policy authority should be able to identify the credit growth that is considered to be risky for the financial system and the macro stability. This research measures the credit growth without negative impact towards the economy and the banking condition. The testing uses Markov Switching (MS) Univariate approach and MS Vector Error Correction Model. The result with MS Univariate approach shows that the upper limit of the real credit growth in moderate regime is about 17.39 percent, while using the MS VECM approach is about 22.15 percent.Keywords: bank, credit, risk, markov switching error correction modelJEL classification: G21, E51, C23,C24
 
Publisher Bank Indonesia
 
Date 2012-12-27
 
Type info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
 
Format application/pdf
 
Identifier https://www.bmeb-bi.org/index.php/BEMP/article/view/60
10.21098/bemp.v15i2.60
 
Source Buletin Ekonomi Moneter dan Perbankan; Vol 15 No 2 (2012): OCTOBER; 3-36
Buletin Ekonomi Moneter dan Perbankan; Vol 15 No 2 (2012): OCTOBER; 3-36
2460-9196
1410-8046
 
Language ind
 
Relation https://www.bmeb-bi.org/index.php/BEMP/article/view/60/49
 
Rights Copyright (c) 2015 G.A Diah Utari, Trinil Arimurti, Ina Nurmalia Kurniati