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REGIONAL AND ACCESSIBILITY ANALYSIS OF THE BANKING SYSTEM AND THEIR IMPACTS TOWARD REGIONAL FINANCIAL INCLUSION IN INDONESIA

Journal of Islamic Monetary Economics and Finance

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Title REGIONAL AND ACCESSIBILITY ANALYSIS OF THE BANKING SYSTEM AND THEIR IMPACTS TOWARD REGIONAL FINANCIAL INCLUSION IN INDONESIA
 
Creator Asyatun, Irma
 
Description Financial inclusion has been widely discussed in the global level. The increasedengagement in discussion of financial inclusion is inseparable from the implementationof policy priorities which are seemingly leaning towards improving financial inclusionto tackle poverty and growing inequality in a country. This article seeks to identifywhether regional variables (income level, educational level, income inequality,population size and banking accessibility) are significant on influencing financialinclusion in Indonesia. This study proxied financial inclusion level by measuring thefinancial inclusion index using the method developed by Sarma in 2012. The researchis conducted for 3 years, between 2012-2015. Employing the panel data estimationmethod, the results indicate that income level, educational level, and bankingaccessibility possess significant impact on financial inclusion in regional Indonesia.Keywords: Financial Inclusion; Financial Inclusion Index; Banking Accessibility.JEL Classifications: G10; G20; G21.
 
Publisher Bank Indonesia
 
Date 2019-02-09
 
Type info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
 
Format application/pdf
 
Identifier http://jimf-bi.org/index.php/JIMF/article/view/1015
10.21098/jimf.v4i2.1015
 
Source Journal of Islamic Monetary Economics and Finance; Vol 4 No 2 (2018): NOVEMBER; 311-332
2460-6618
2460-6146
 
Language eng
 
Relation http://jimf-bi.org/index.php/JIMF/article/view/1015/735
 
Rights Copyright (c) 2018 Irma Asyatun