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PENDEKATAN INKLUSI KEUANGAN DAN TEORI PERILAKU TERENCANA DALAM ANALISIS PERILAKU UTANG

Jurnal Ekonomi dan Bisnis Islam

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Title PENDEKATAN INKLUSI KEUANGAN DAN TEORI PERILAKU TERENCANA DALAM ANALISIS PERILAKU UTANG
 
Creator HERISPON, HERISPON
 
Subject Economy and Business
Financial Inclusion, Planned Behavior Theory, Revenue Pressure
 
Description Debt behavior in daily life is not new; debt behavior is almost as old as human civilization because it has been detected since 3200 years BC. Until now debt behavior has become a trend in modern household life for a variety of reasons, therefore household debt behavior still has an appeal for a research study. The purpose of this study is: to test debt behavior with a financial inclusion approach and theory of planned behavior. Method: using the method of nonprobability sampling and purposive sampling, household units were sampled as many as 390 respondents with population areas of Pekanbaru City, Indonesia. The analytical tool used is SEM-warp PLS version 6. Findings: that TPB with three main elements namely behavioral attitudes, subjective norms and behavioral control can predict intentions and behavior of household debt, financial inclusion can then have a strong positive influence on debt behavior household. Conclusion: debt used as alternative income can smooth consumption, improve the quality of life and welfare in the household, but debt remains a burden and an obligation that must be paid by the household
 
Publisher Universitas Islam Negeri Imam Bonjol Padang
 
Contributor —
 
Date 2019-12-19
 
Type info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
Survey/Interview
 
Format application/pdf
 
Identifier http://journal.febi.uinib.ac.id/index.php/jebi/article/view/245
10.15548/jebi.v4i2.245
 
Source JEBI (Jurnal Ekonomi dan Bisnis Islam); Vol 4, No 2 (2019): Juli - Desember 2019; 193-210
2528-4274
2528-4266
 
Language ind
 
Relation http://journal.febi.uinib.ac.id/index.php/jebi/article/view/245/265
http://journal.febi.uinib.ac.id/index.php/jebi/article/downloadSuppFile/245/246
 
Rights Copyright (c) 2019 JEBI (Jurnal Ekonomi dan Bisnis Islam)
http://creativecommons.org/licenses/by-nc-sa/4.0