Since 2014
An Empirical Analysis of Household Debt Behavior Determinants
Economics and Finance in Indonesia
View Archive Info| Field | Value | |
| Title |
An Empirical Analysis of Household Debt Behavior Determinants
|
|
| Creator |
Herispon, Herispon
|
|
| Subject |
consumerism; income pressure; dissaving
|
|
| Description |
This study identifies the determinants of debt behaviors and their effects on household consumption. We surveyed households in Riau, particularly in Pekanbaru and its neighboring areas, using purposive sampling and collected 390 useable responses. Our findings show that of the ten determinants considered, debt behavior can be explained by five determinants: (i) imitated lifestyle and consumerism, (ii) ability to manage money from debt, (iii) effects of promotion on the internet and visual media, (iv) monthly income, and (v) increasing household expenses and dependants. Implications of the findings are discussed.
|
|
| Publisher |
Institute for Economic and Social Research
|
|
| Contributor |
—
|
|
| Date |
2019-12-01
|
|
| Type |
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion Peer-reviewed Article |
|
| Format |
application/pdf
|
|
| Identifier |
http://efi.ui.ac.id/index.php/efi/article/view/627
10.47291/efi.v65i2.627 |
|
| Source |
Economics and Finance in Indonesia; Volume 65, Number 2, December 2019; 132-148
2442-9260 0126-155X |
|
| Language |
eng
|
|
| Relation |
http://efi.ui.ac.id/index.php/efi/article/view/627/620
|
|
| Rights |
Copyright (c) 2019 Economics and Finance in Indonesia
|
|