China Banking Market Structure and Performance:Based on Panel Data 2000-2010
International Business and Management
View Archive InfoField | Value | |
Title |
China Banking Market Structure and Performance:Based on Panel Data 2000-2010
|
|
Creator |
LÜ, Zhengchao
LIU, Qin |
|
Subject |
—
Market structure; Banking performance; Oligopoly; China — |
|
Description |
This paper is devoted to analyzing the relationship between China banking market structure and performance. We employ the methodology of SCP (structure-conduct-performance), introduce macro economics factors into regression model and use the panel data of 14 major commercial banks in China Mainland from 2000 to 2010. The results show that China banking market is still in the oligopoly status, and the oligopoly degree reduces gradually over time. The oligopoly degree has a negative correlation with the performance. The deposit-loan ratio and the capital adequacy ratio have both positive correlations with the performance. We propose four advises for reducing the oligopoly degree and improving banking industry. They are (1) Reducing great banks network externalities barriers; (2) Drawing private capital invests into the banking industry; (3) Slackening restrictions to foreign banks; (4) Developing the market of small-micro enterprises loan.Key words: Market structure; Banking performance; Oligopoly; China
|
|
Publisher |
Canadian Research & Development Center of Sciences and Cultures
|
|
Contributor |
Supported by Shanghai Leading Academic Discipline Project (Project Number: J50504), Innovation Program of Shanghai Municipal Education Commission (Project Number: 10YS106) and Shanghai Municipal Education Commission Major Course Construction (Industrial E
|
|
Date |
2012-11-30
|
|
Type |
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion Peer-reviewed Article — |
|
Format |
application/pdf
|
|
Identifier |
http://www.cscanada.net/index.php/ibm/article/view/j.ibm.1923842820120502.1045
10.3968/j.ibm.1923842820120502.1045 |
|
Source |
International Business and Management; Vol 5, No 2 (2012): International Business and Management; 146-151
1923-8428 1923-841X |
|
Language |
eng
|
|
Relation |
http://www.cscanada.net/index.php/ibm/article/view/j.ibm.1923842820120502.1045/pdf
|
|
Coverage |
—
— — |
|