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An Analysis Of The Saving Behavior In Romania. Comparative Study For 2012 And 2011 Based On The “Financial Situation Of The Romanian Households” Enquiries
Research Journal of Economics, Business and ICT
View Archive Info| Field | Value | |
| Title |
An Analysis Of The Saving Behavior In Romania. Comparative Study For 2012 And 2011 Based On The “Financial Situation Of The Romanian Households” Enquiries
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| Creator |
Niculescu-Aron, Ileana Gabriela; Faculty of Cybernetics, Statistics and Economic Informatics, Bucharest Academy of Economic Studies
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| Subject |
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Saving Behaviour; Determinants Of Population Savings; Logistic Regression C14, C25, D14 |
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| Description |
Emergence from recession and economic recovery in the EU countries are complex processes that imply massive investments aimed at capital (human, physical and financial) productivity increase. The issue of finding financing funds is crucial and the solutions are not many, since they can only come from internal or external savings. External sources are very restrictive and expensive, thus, economic recovery mostly depends on national savings.The main sector of a national economy that is saving is the household sector and for this reason the saving and consumption behaviour are of utmost importance for the financial stability of a country. Therefore, the anti-crisis and economic recovery governmental programmes should include financial policies that stimulate savings, based on an as rigorous knowledge of these behaviours as possible.Pertinent results in the analysis of the saving behaviour of the households may be quickly obtained with the help of data from selective studies. To this purpose, the aim of the present paper is to highlight some particularities of the Romanian households saving behaviour from the perspective of their importance for economic recovery and financial stability of the economy, starting from the results of two enquiries that took place during 1-15 October 2011 on a sample of 1800 respondents, respectively 1-15 May 2012 on a sample of 1728 respondents, constituted with quota sampling. Besides the transversal analysis, the two also allowed for highlighting the changes between the respective moments of time.
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| Publisher |
English Time Schools & Overseas Education
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| Contributor |
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| Date |
2012-09-01
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| Type |
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion Peer-reviewed Article |
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| Format |
application/pdf
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| Identifier |
http://ojs.journals.cz/index.php/RJEBI/article/view/235
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| Source |
Research Journal of Economics, Business and ICT; Vol 6 (2012)
2047-7848 2045-3345 |
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| Language |
eng
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| Relation |
http://ojs.journals.cz/index.php/RJEBI/article/view/235/239
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| Rights |
Copyright (c) 2012 Ileana Gabriela Niculescu-Aron
https://creativecommons.org/licenses/by/3.0/ |
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