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Time Discounting dan Time Preference: Suatu Tinjauan Kritis

E-Jurnal Ekonomi dan Bisnis

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Title Time Discounting dan Time Preference: Suatu Tinjauan Kritis

 
Creator Kharisma, Bayu
 
Description Tujuan dari penelitian ini adalah menyoroti secara kritis keterbatasan normatif dan deskriptif mengenai validitas yang terdapat dalam asumsi-asumsi model discounted utility (DU) dan membahas penelitian empiris tentang pilihan antarwaktu (intertemporal choices) yang menyajikan pandangan model teoritis alternatif yang lebih menekankan unsur psikologis dalam pengambilan keputusan pilihan antarwaktu yang sebelumnya gagasan tersebut sempat tidak efektif selama keberadaan model discounted utility (DU). Metode yang digunakan dalam penelitian ini ditujukan untuk mengukur time discounting dan discount rates. Metode pengukuran time discounting menggunakan berbagai studi literatur yang membahas tentang studi lapangan (field studies) dan eksperimental (experimental studies). Hasil penelitian menunjukkan bahwa selain membahas dari sisi ekonomi, penelitian discounted utility (DU) dan pilihan antarwaktu (intertemporal choices) perlu membahas dari pertimbangan psikologis yang lebih mendalam, khususnya mengenai neuroeconomics. Hal tersebut dikarenakan, bahwa masalah mengenai pilihan antarwaktu (intertemporal choice) dihasilkan oleh multiple systems yang bertentangan dengan prioritas-prioritas masih menjadi perdebatan dalam neuroeconomics.
 
Kata Kunci : discounted utility (DU), intertemporal choices, psikologis, neuroeconomics.
The purpose of this study is to critically highlight normative and descriptive limitations regarding the validity of discounted utility (DU) model assumptions and discuss empirical research on intertemporal choices that present the views of alternative theoretical models that emphasize psychological elements in taking inter-time choice decisions that had previously been ineffective during the existence of the discounted utility (DU) model. The method used in this study is intended to measure time discounting and discount rates. The method of measuring time discounting uses a variety of literature studies that discuss field studies and experimental studies. The results of the study show that in addition to discussing from an economic perspective, discounted utility (DU) and intertemporal choices need to be discussed from deeper psychological considerations, especially regarding neuroeconomics. That is because, that the problem of intertemporal choice produced by multiple systems that contradicts priorities is still a debate in neuroeconomics.
 
Keyword : discounted utility (DU), intertemporal choices, psychological, neuroeconomics.
 
Publisher E-Jurnal Ekonomi dan Bisnis Universitas Udayana
 
Date 2019-02-03
 
Type info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
 
Format application/pdf
 
Identifier https://ojs.unud.ac.id/index.php/EEB/article/view/46526
 
Source E-Jurnal Ekonomi dan Bisnis Universitas Udayana; VOLUME.08.NO.02.TAHUN 2019; 183-198
 
Language eng
 
Relation https://ojs.unud.ac.id/index.php/EEB/article/view/46526/28079
 
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