Analisis Dampak Kebijakan Penyaluran Kredit Kepada Umkm Terhadap Pertumbuhan Pembiayaan Umkm Oleh Perbankan [Policy Impact Analysis of Lending to MSMEs on the Growth of MSMEs Financed by Banks]
Development Research of Management
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Title |
Analisis Dampak Kebijakan Penyaluran Kredit Kepada Umkm Terhadap Pertumbuhan Pembiayaan Umkm Oleh Perbankan [Policy Impact Analysis of Lending to MSMEs on the Growth of MSMEs Financed by Banks]
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Creator |
Nisa, Chaerani
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Subject |
Management; Banking
MSME; credit deployment; banking |
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Description |
Bank Indonesia launched PBI No. 14/22 in 2012. It regulated that it will be mandatory for all commercial banks to give a minimum of 20% of their total credit to Micro, Small and Medium Enterprise (MSME) by 2018 at the latest. With this regulation, the government expects that there will be a significant rise in credit deployment to the MSME sector. This research study shows that by December 2015 there was no significant growth in credit deployment to MSME. As a contrary, the average credit to the MSME sector between January 2012 and December 2015 was lower than the average credit deployment to MSME between January 2011 and Devember 2012.
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Publisher |
Universitas Pelita Harapan
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Contributor |
—
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Date |
2016-10-07
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Type |
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion Peer-reviewed Article |
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Format |
application/pdf
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Identifier |
https://ojs.uph.edu/index.php/DJM/article/view/231
10.19166/derema.v11i2.231 |
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Source |
DeReMa (Development Research of Management): Jurnal Manajemen; Vol 11, No 2 (2016): September; 212-234
2476-955X 1907-0853 |
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Language |
ind
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Relation |
https://ojs.uph.edu/index.php/DJM/article/view/231/127
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Rights |
Copyright (c) 2016 CHAERANI NISA
http://creativecommons.org/licenses/by-sa/4.0 |
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