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Analisis Dampak Kebijakan Penyaluran Kredit Kepada Umkm Terhadap Pertumbuhan Pembiayaan Umkm Oleh Perbankan [Policy Impact Analysis of Lending to MSMEs on the Growth of MSMEs Financed by Banks]

Development Research of Management

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Title Analisis Dampak Kebijakan Penyaluran Kredit Kepada Umkm Terhadap Pertumbuhan Pembiayaan Umkm Oleh Perbankan [Policy Impact Analysis of Lending to MSMEs on the Growth of MSMEs Financed by Banks]
 
Creator Nisa, Chaerani
 
Subject Management; Banking
MSME; credit deployment; banking
 
Description Bank Indonesia launched PBI No. 14/22 in 2012. It regulated that it will be mandatory for all commercial banks to give a minimum of 20% of their total credit to Micro, Small and Medium Enterprise (MSME) by 2018 at the latest. With this regulation, the government expects that there will be a significant rise in credit deployment to the MSME sector. This research study shows that by December 2015 there was no significant growth in credit deployment to MSME. As a contrary, the average credit to the MSME sector between January 2012 and December 2015 was lower than the average credit deployment to MSME between January 2011 and Devember 2012.  
 
Publisher Universitas Pelita Harapan
 
Contributor
 
Date 2016-10-07
 
Type info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
 
Format application/pdf
 
Identifier https://ojs.uph.edu/index.php/DJM/article/view/231
10.19166/derema.v11i2.231
 
Source DeReMa (Development Research of Management): Jurnal Manajemen; Vol 11, No 2 (2016): September; 212-234
2476-955X
1907-0853
 
Language ind
 
Relation https://ojs.uph.edu/index.php/DJM/article/view/231/127
 
Rights Copyright (c) 2016 CHAERANI NISA
http://creativecommons.org/licenses/by-sa/4.0