Since 2014
The Efficiency of Indonesian Islamic Rural Banks: A Stochastic Frontier Analysis
International Journal of Islamic Economics and Finance
View Archive Info| Field | Value | |
| Title |
The Efficiency of Indonesian Islamic Rural Banks: A Stochastic Frontier Analysis
|
|
| Creator |
Agustina, Dian
Sholihin, Mahfud Fithria, Annisa |
|
| Subject |
Islamic rural bank, technical efficiency, stochastic frontier analysis, panel data.
|
|
| Description |
Banking plays an important role in economy acting as an intermediation institution and funding sources for business. When a bank is inefficient in the use of cost, there will be improperly used input, hindering the bank to realize its roles, functions, and objectives. Therefore, analysis of bank efficiency is strongly required. This study aims to measure and analyze the technical efficiency of Indonesian Islamic rural banks by using balanced panel data of Indonesian Islamic rural banksfromquartile I 2011 to quartile IV 2016. The sample includes 58 Islamic rural banks with total 1,392 observations. By using stochastic frontier analysis,the result shows that the average technical efficiency of IndonesianIslamic rural banksreached 86 percent and there are still 14 percent that can be optimized. Overall, the average efficiency of Indonesian Islamic rural banksincreases over the research period. In addition, this study also finds that big banks are more efficient than small banks.
|
|
| Publisher |
Universitas Muhammadiyah Yogyakarta
|
|
| Contributor |
—
|
|
| Date |
2019-01-19
|
|
| Type |
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion Peer-reviewed Article |
|
| Format |
application/pdf
|
|
| Identifier |
https://journal.umy.ac.id/index.php/ijief/article/view/1212
10.18196/ijief.1212 |
|
| Source |
International Journal of Islamic Economics and Finance (IJIEF); Vol 1, No 2 (2019): IJIEF Vol 1 (2), January 2019; 229-248
2622-4372 2622-3562 |
|
| Language |
eng
|
|
| Relation |
https://journal.umy.ac.id/index.php/ijief/article/view/1212/4001
|
|
| Rights |
Copyright (c) 2019 IJIEF: International Journal of Islamic Economics and Finance
http://creativecommons.org/licenses/by-sa/4.0 |
|