Record Details

A STUDY OF NON PERFORMING ASSETS (NPA) MANAGEMENT IN INDIAN BANKING

Sai Om Journal of Commerce & Management - National

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Title A STUDY OF NON PERFORMING ASSETS (NPA) MANAGEMENT IN INDIAN BANKING
 
Creator Rani, Ibha
 
Subject NPA (Non performing Assets); PA (Performing Assets); Gross NPA; Net NPA
 
Description A well-built Indian banking sector is significant for a prosperous economy. Management of NPA is burning issue now a day in banking sector. A banker shall be very cautious in lending, because banker is not lending money out of his own capital. A major portion of the money lent comes from the deposits received from the public and government share. At present NPA in the banking sector is debate topic because NPA is increasing year by year particularly in nationalized banks.The most important operation of the banking business is recovery of lending money. For that purpose The Narasimham Committee on Financial Sector Reforms has recommended that the policy on income recognition by banks should be in conformity with the international best practices which requireClassification of assets in two categories as below- Performing Assets (PA) – The asset which provides positive return annually. Non-performing Assets (NPA)- The asset which don’t perform means don’t bring any Return called NPA. The concept of Non-performing Assets (NPA) was introduced for the first time in the Narasimham Committee report was tabled in Parliament on December 17th 1991. Management of NPA is burning issue now a day in banking sector.
 
Publisher Sai Om Publications
 
Contributor —
 
Date 2016-05-19
 
Type info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
 
Format application/pdf
 
Identifier http://abhinavjournal.com/journal/index.php/ISSN-2347-7563/article/view/1034
 
Source Sai Om Journal of Commerce & Management: A Peer Reviewed National Journal (Online ISSN 2347-7563); Vol 3, No 4 (2016): Sai Om Journal of Commerce & Management: A Peer Reviewed National Journal (Online ISSN 2347-7563); 28-36
2347- 7563
 
Language eng
 
Relation http://abhinavjournal.com/journal/index.php/ISSN-2347-7563/article/view/1034/pdf_44
 
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