Record Details

RETAIL BANKING: OPPORTUNITIES AND CHALLENGES

Sai Om Journal of Commerce & Management - National

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Field Value
 
Title RETAIL BANKING: OPPORTUNITIES AND CHALLENGES
 
Creator Kumar, Vishvajeet
 
Subject Retail Banking
 
Description Indian banking system is passing through a tough time with the increasing level of stress in balance sheet of almost all the banks. The major contributor to the stressed balance sheet is wholesale credit i.e. corporate credit and this has made a dent in the profitability of the banks thereby losing the confidence of all the stakeholders. However, retail sector has continued its marathon performance towards growth in the top line as well as bottom line of the banks. India is one of the most attractive retail destinations of emergent markets. The rise of the Indian middle class is an important contributory factor in this regard as they are moving from cash to credit concept which promises substantial growth in the retail sector which will decide the future of banking. With the lot of players in the market coupled with increasing use of technology, competition has become severe in the retail space resulting into lot of opportunities for the customers. However it has also thrown lot of challenges and opportunities for the banks which if understood and met properly can result into long lasting benefits not only for the Banking system but for the economy as a whole also.
 
Publisher Sai Om Publications
 
Contributor —
 
Date 2016-04-09
 
Type info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
 
Format application/pdf
 
Identifier http://abhinavjournal.com/journal/index.php/ISSN-2347-7563/article/view/998
 
Source Sai Om Journal of Commerce & Management: A Peer Reviewed National Journal (Online ISSN 2347-7563); Vol 3, No 3 (2016): Sai Om Journal of Commerce & Management: A Peer Reviewed National Journal (Online ISSN 2347-7563); 45-48
2347- 7563
 
Language eng
 
Relation http://abhinavjournal.com/journal/index.php/ISSN-2347-7563/article/view/998/pdf_37
 
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