Since 2014
Mobile Phones, Financial Inclusion, and Growth
Review of Economics and Institutions
View Archive Info| Field | Value | |
| Title |
Mobile Phones, Financial Inclusion, and Growth
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| Creator |
Andrianaivo, Mihasonirina; France Telecom-Orange Group
Kpodar, Kangni; International Monetary Fund and Centre for Studies and Research on International Development |
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| Subject |
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ICT, mobile financial services, economic growth, Africa O30; O40; G20 |
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| Description |
This paper assesses the impact of mobile phone rollout on economic growth in a sample of African countries from 1988 to 2007. Further, in light of the large financial infrastructure gap in African countries, we investigate whether mobile phone development fosters economic growth through better financial inclusion. In estimating the impact of mobile phone development on growth, we use mobile penetration rate as well as the cost of mobile local calls to capture mobile phone diffusion, while financial inclusion is measured by the number of deposits or loans per head. Using the System Generalized Method of Moments (GMM) estimator to address endogeneity issues, the results confirm that mobile phone development contributes significantly to economic growth in African countries. Part of the positive effect of mobile phone penetration on growth comes from greater financial inclusion.
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| Publisher |
University of Perugia
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| Contributor |
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| Date |
2012-05-07
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| Type |
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion Peer-reviewed Article |
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| Format |
application/pdf
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| Identifier |
http://www.rei.unipg.it/rei/article/view/75
10.5202/rei.v3i2.75 |
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| Source |
Review of Economics and Institutions; Vol 3, No 2 (2012); 30
2038-1379 2038-1344 |
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| Language |
eng
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| Relation |
http://www.rei.unipg.it/rei/article/view/75/85
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| Rights |
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