Record Details

L'abolizione dei tassi minimi ufficiali sui prestiti bancari in Francia. (The abolition of official minimum loan rates in French banking)

Moneta e Credito

View Archive Info
 
 
Field Value
 
Title L'abolizione dei tassi minimi ufficiali sui prestiti bancari in Francia. (The abolition of official minimum loan rates in French banking)
 
Creator ALHADEFF, D.A.
 
Subject —
French banking system, minimum loan rate, policy, reform, competition
G21, G28
 
Description In 1965 the French authorities introduced the first of a series of reforms to the structure and operations of the French banking system, one of which was the abolition of the official minimum loan rate on discounts and advances. The elimination of the floor rate on bank loans has been widely acclaimed as a major move towards greater competition in French banking. The present paper evaluates the probable market impact of this reform. To this end, both the market structure and market behaviour of French short-term business loan markets are examined. The author first analyses the market structure of loan markets in France both before and after two recent major reforms of the banking structure. Market behavior under the minimum loan rate is then examined and the relation of minimum loan rates to actual loan rates, to competitive loan rates, and tot he rates that probably would have prevailed if there had been no official loan rate controls is shown.JEL: G21, G28
 
Publisher Associazione Economia civile
 
Contributor —
 
Date 2014-08-28
 
Type info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Articolo peer-review
 
Format application/pdf
 
Identifier http://ojs.uniroma1.it/index.php/monetaecredito/article/view/12511
 
Source Moneta e Credito; Vol 21, N° 83 (1968)
Moneta e Credito; Vol 21, N° 83 (1968)
2037-3651
 
Language ita
 
Relation http://ojs.uniroma1.it/index.php/monetaecredito/article/view/12511/12312
 
Rights Copyright (c) 2016 D.A. ALHADEFF
http://creativecommons.org/licenses/by-nc-nd/4.0