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Factors Determining the Operational Self-Sufficiency Among Microfinance Institutions

Advances in Business Research

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Title Factors Determining the Operational Self-Sufficiency Among Microfinance Institutions
 
Creator Schäfer, Kai; Midwestern State University
Fukasawa, Yoshi; Midwestern State University
 
Subject Business; Finance;
Microfinance;
 
Description This paper is to determine factors best describing a microfinance institution’s (MFI’s) operational selfsufficiency (OSS). The OSS is  defined as the ratio of an MFI’s operating revenues to it operating expenses including the financial costs and impairment losses on  loans. The outreach of an MFI, the writeoff ratio and regional differences are found significant in determining the OSS of MFIs. Surprisingly, neither an MFI’s depositors-to-borrowers ratio nor its deposits-to-loan portfolio ratio was found to be significant to explain an MFI’s OSS. There was no significant difference in the OSS in 2006 - before the worldwide financial crisis - and in 2008.
 
Publisher Tarleton State University and the University of Arkansas - Fort Smith
 
Contributor —
 
Date 2011-12-31
 
Type info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Articles
Quantitative/Archival;
 
Format application/pdf
 
Identifier http://journals.sfu.ca/abr/index.php/abr/article/view/61
 
Source Advances in Business Research; Vol 2, No 1 (2011); 171-178
 
Language eng
 
Relation http://journals.sfu.ca/abr/index.php/abr/article/view/61/43
 
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