Determinants of assets growth of Croatian banks
Innovative Journal of Business and Management
View Archive InfoField | Value | |
Title |
Determinants of assets growth of Croatian banks
|
|
Creator |
Jakaša, Petra; Imex banka d.d., Director of Risk management
|
|
Description |
The aim of this paper is to give an overview of assets growth of Croatian Banks in period from year 2006 to 2016, as well as to explore influence of capital ratio and other determinants on assets growth. Analysis covered all Croatian banks that were active in 2016 excluding housing savings banks. Overview of assets growth trend show that there is continues decrease of assets of Croatian banks in the past five years, whereas capital ratio continues to grow throughout these years, so the author wanted to explore influence of capital ratio on assets growth analysing the sample of all Croatian banks. In order to explore determinants of assets growth, beside capital ratio, we tested several other independent variables including tier 1 capital ratio, size of the bank measured on the basis of total assets, ownership and leverage. Statistical analysis (regression) reveal that ownership of the bank has positive and the most significant influence on assets growth, while capital ratio has negative and statistically significant influence on assets growth. It is also revealed that size of the bank measured on the basis of total assets does not have statistically significant influence on assets growth in Croatian banks. Key words: assets growth, capital ratio, Croatian banks, size, ownership
|
|
Publisher |
Innovative Journal of Business and Management
|
|
Contributor |
—
|
|
Date |
2017-12-19
|
|
Type |
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion Peer-reviewed Article |
|
Format |
application/pdf
|
|
Identifier |
http://innovativejournal.in/ijbm/index.php/ijbm/article/view/75
10.15520/ijbm.vol6.iss6.75.pp |
|
Source |
Innovative Journal of Business and Management; Vol 6, No 6 (2017)
2277-4947 10.15520/ijbm.vol6.iss6 |
|
Language |
eng
|
|
Relation |
http://innovativejournal.in/ijbm/index.php/ijbm/article/view/75/62
|
|