Record Details

What drives the inequality of Brazilian cross-states household credit?

Revista Brasileira de Economia

View Archive Info
 
 
Field Value
 
Title What drives the inequality of Brazilian cross-states household credit?
 
Creator Matos, Paulo Rogério Faustino; CAEN/UFC
Correa, Joaquim
 
Subject Household credit, Panel data, Poverty, Per capita income, Gini index, Years of schooling
 
Description According to Matos et al. (2013) the credit policy in Brazil has been discriminatory and strongly characterized by regional aspect. We address the discussion about credit drivers in Brazil, following methodologically Hansen and Sulla (2013). We propose a contemporaneous panel model to estimate a relationship between real per capita Brazilian household credit and a set of main social, economic, labor market and financial variables. Our main findings considering all federal subnational entities during the period from 2004 to 2013 suggest that demand for credit plays a more relevant role then supply side. We claim that if Brazilian policy makers want to use financial system as growth catalyzer against the recent deep crises, than it should care about household’s levels of human capital and real income, besides providing a society less unequal. Our evidences can be useful to write theoretical models dealing with credit patterns in Brazil.
 
Publisher Escola de Pós-Graduação em Economia da FGV
 
Contributor CNPq
 
Date 2017-09-29
 
Type info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Articles
Artigos
 
Format application/pdf
 
Identifier http://bibliotecadigital.fgv.br/ojs/index.php/rbe/article/view/62115
 
Source Revista Brasileira de Economia; v. 71, n. 3 (2017): JUL-SET; 347-359
Revista Brasileira de Economia; v. 71, n. 3 (2017): JUL-SET; 347-359
0034-7140
0034-7140
 
Language eng
 
Relation http://bibliotecadigital.fgv.br/ojs/index.php/rbe/article/view/62115/69525
http://bibliotecadigital.fgv.br/ojs/index.php/rbe/article/downloadSuppFile/62115/2653
http://bibliotecadigital.fgv.br/ojs/index.php/rbe/article/downloadSuppFile/62115/2654
http://bibliotecadigital.fgv.br/ojs/index.php/rbe/article/downloadSuppFile/62115/2655
http://bibliotecadigital.fgv.br/ojs/index.php/rbe/article/downloadSuppFile/62115/2711
 
Rights Direitos autorais 2017 Revista Brasileira de Economia