Since 2014
Loan products and Credit Scoring Methods by Commercial Banks
The International Journal of Latest Trends in Finance and Economic Sciences
View Archive Info| Field | Value | |
| Title |
Loan products and Credit Scoring Methods by Commercial Banks
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| Creator |
Itoo, Rais Ahmad; School of Business Studies, Islamic University of Science and Technology Pulwama, Awantipora, J&K, India A, Selvarasu; Department of Business Administration, Annamalai University Chidambaram, Chennai, India |
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| Subject |
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Retail banks, Secured and Unsecured Loans, Credit Scoring Techniques |
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| Description |
This study describes the loan products offered by the commercial banks and credit scoring techniques used for classifying risks and granting credit to the applicants in India. The loan products offered by commercial banks are: Housing loans, Personal loans, Business loan, Education loans, Vehicle loans etc. All the loan products are categorized as secures and unsecured loans. Credit scoring techniques used for both secured as well as unsecured loans are broadly divided into two categories as Advanced Statistical Methods and Traditional Statistical Methods
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| Publisher |
International Journal of Latest Trends in Finance and Economic Sciences
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| Contributor |
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| Date |
2017-07-25
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| Type |
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| Format |
application/pdf
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| Identifier |
http://ojs.excelingtech.co.uk/index.php/IJLTFES/article/view/IS
10.2047/ijltfesvol7iss1-1297-1304 |
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| Source |
International Journal of Latest Trends in Finance and Economic Sciences; Vol 7, No 1 (2017): June; 1297-1304
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| Language |
en
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| Rights |
The copyright of the contribution is transferred to IJLTFES in case of acceptance. The copyright transfer covers the exclusive right to reproduce and distribute the contribution, including reprints, translations, photographic reproductions, microform, electronic form, or any other reproductions of similar nature. The Author may publish his/her contribution on his/her personal Web page provided that he/she creates a link to the mentioned volume of IJLTFES. The Author may not publish his/her contribution anywhere else without the prior written permission of the publisher unless it has been changed substantially. The Author warrants that his/her contribution is original, except for such excerpts from copyrighted works as may be included with the permission of the copyright holder and author thereof, that it contains no libellous statements, and does not infringe on any copyright, trademark, patent, statutory right, or propriety right of others. The Author also agrees for and accepts responsibility for releasing this material on behalf of any and all co-authors.
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