Record Details

Strategies to Increase Farmers' Financial Inclusion

South East Asian Journal of Management

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Field Value
 
Title Strategies to Increase Farmers' Financial Inclusion
 
Creator Yuwono Minto; Bogor Agricultural University
Rita Nurmalis; Bogor Agricultural University
Budi Suharjo; Bogor Agricultural University
Bunasor Sanim; Bogor Agricultural University
 
Subject Farmers, Financial Inclusion, DFS, Profile
 
Description This research aims to determine the level of interest by farmers in using theservices of formal financial institutions, especially digital financial services(DFS). The methods of the research were descriptive statistics and SEM analysis.The majority of respondents (50%) farmed an average area of land less than0.5 hectares, 26% of respondents an average of 0.75-1 hectares and 24% ofrespondents an average of 0.5-0.75 hectares of land. Based on the status of landownership,  as many as 76% of  respondents owned the property itself, 19% hada “lease” arrangement and 5% used state owned “arable”land. A total of 27% ofthe farmers were interested in using DFS while 34% were not. The lack of interesetwas due to practical uses, enjoyment of cash and lack of knowledge. The reasonfor interest in DFS included practicality, speed, and security of use. Results fromthe SEM model indicate a significant and positive influence of Access to Usage,significant and negative influence of DFS to Access, significant and positiveinfluence of DFS to Interest, significant and positive of Interest to Desire, and asignificant and positive Desire to Access.
 
Publisher Department of Management, Faculty of Economics and Business, Universitas Indonesia
 
Contributor —
 
Date 2017-05-30
 
Type Peer-reviewed Article
 
Format application/pdf
 
Identifier http://journal.ui.ac.id/index.php/tseajm/article/view/7732
 
Source The South East Asian Journal of Management; Vol 10, No 2 (2016): October 2016
 
Language en
 
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