Credit disbursement scenario of lead bank (Bank of India) scheme in Ratnagiri district of Maharashtra
International Research Journal of Agricultural Economics and Statistics
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Title |
Credit disbursement scenario of lead bank (Bank of India) scheme in Ratnagiri district of Maharashtra
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Creator |
KAMBALE, P. S.
LAGARE, M. G. DEORUKHAKAR, A. C. |
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Subject |
Developmental programmes, Achievements, Credit, Constraints
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Description |
Lead bank scheme was introduced in the year December, 1969 with a view to mobilizing deposits on a massive scale throughout the country and stepping up of lending to the weak sectors of the economy and to bring about an effective co-ordination of the banking operation among the various agencies of the Government. The study focused on different programmes launched, trends in credit supplied by lead bank and other banks, constraints faced in credit disbursement by lead bank for the period from 2002-03 to 2011-12. There is a good network of branches of lead bank and affiliated banks in the district. The total population covered under the scheme by all branches was 52.24 lakh. The major constraints faced by lead bank in credit disbursement were availability of land ownership record or right, difficulty in assessment income level and repayment capacity with the person approaching the bank for help.
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Publisher |
HIND AGRICULTURAL RESEARCH AND TRAINING
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Date |
2015-06-18
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Type |
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion Peer-reviewed Article |
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Format |
application/pdf
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Identifier |
https://www.myresearchjournals.com/index.php/IRJAES/article/view/2100
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Source |
International Research Journal of Agricultural Economics and Statistics; Vol 6, No 1 (2015)
2231-6434 2229-7278 |
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Language |
eng
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Relation |
https://www.myresearchjournals.com/index.php/IRJAES/article/view/2100/2030
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Rights |
Copyright (c) International Research Journal of Agricultural Economics and Statistics |
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