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Analisis Persaingan Perbankan Syariah Indonesia: Aplikasi Model Panzar-Rosse

Jurnal Ekonomi dan Pembangunan Indonesia

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Field Value
 
Title Analisis Persaingan Perbankan Syariah Indonesia: Aplikasi Model Panzar-Rosse
 
Creator Kasri, Rahmatina A.
Iman, Nur
 
Subject economics
Islamic banking, monopolistic competition, contestable market, Panzar-Rosse Model
D21, D43, L11
 
Description Indonesia is among the few countries that adopts dual banking system where Islamic banks run in parallel and compete with conventional banks. Although under such a system banking competition would be expected to be high, data tend to show the opposite case, as three Islamics banks acquired 65 percent of market share in Indonesia. This study, therefore, attempts to determine the degree of banking competition in Indonesia by employing the Panzar-Rosse Model for 2003-2008 period. The study also analyses the competitive behaviors of Islamic banks and compares it with those of its conventional counterparts. The estimated model suggests that monopolistic competition exists in the overall banking industry—the degree is even slightly higher for Islamic banking, where the market is characterized by aggressive competition for funding, quality human resources, and financing. Such competition occurs due to, among others, small market size, low consumer base, lack of product variations, and lack of competent human resources. These should be a major concern for all Islamics banking stakeholders for developing a better Islamic banking industry, particularly in Indonesia.
 
Publisher Department of Economics-FEB UI
 
Contributor —
 
Date 2010-07-01
 
Type info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
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Format application/pdf
 
Identifier http://jepi.fe.ui.ac.id/index.php/JEPI/article/view/178
10.21002/jepi.v11i1.178
 
Source Jurnal Ekonomi dan Pembangunan Indonesia; Vol 11, No 1 (2010): Juli; 1-20
2406-9280
1411-5212
 
Language eng
 
Relation http://jepi.fe.ui.ac.id/index.php/JEPI/article/view/178/92
 
Coverage Indonesia
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