Record Details

The Impact of Macro-Prudential Measures on Retail Loans: Evidence from Turkey

International Journal of Contemporary Economics and Administrative Sciences

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Field Value
 
Title The Impact of Macro-Prudential Measures on Retail Loans: Evidence from Turkey
 
Creator BUMİN, Mete
TAŞKIN, F. Dilvin
 
Subject Banking, macro-prudential measures, loan growth
E44, G21, G28
 
Description Following the global financial crisis, savings rate to GDP ratio in Turkey declined to severe levels. The Banking Regulation and Supervision Agency of Turkey took various macro-prudential measures to limit the retail loans in the banking sector to support the policies for increasing the savings rate. The aim of this paper is to analyze the effectiveness of these measures, thus the comparison of the growth rate of the loan types for the period of December 2010-September 2013 to October 2013-September 2015 with Welchs’ t-tests. The results of the analysis points to the success of BRSA measures with significant declines in consumer loans, namely car loans, general purpose loans and credit cards with installments. 
 
Publisher IJCEAS
 
Contributor
 
Date 2016-01-11
 
Type info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion

 
Format application/pdf
 
Identifier http://www.ijceas.com/index.php/ijceas/article/view/105
 
Source International Journal of Contemporary Economics and Administrative Sciences; Vol 5, No 1-2 (2015); 48-66
1925-4423
 
Language eng
 
Relation http://www.ijceas.com/index.php/ijceas/article/view/105/pdf