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Comparative Analysis of Financial Sustainability of Nepalese Microfinance Institutions

Economic Journal of Nepal

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Title Comparative Analysis of Financial Sustainability of Nepalese Microfinance Institutions
 
Creator Duwal, Bal Ram; College of Economics, China
 
Subject Economics
Financial Sustainability; Nepalese Microfinance Institutions
 
Description Microfinance institutions are divided into two campaigns as "Institutionalist" and "Welfarist". The major Target for Institutionalist campaign is cost recovery and maintaining financial self-sufficiency whereas the basic focus of the Welfaristcompaign is on poverty alleviation by providing financial services with lower interest rate, etc. In this paper, the Nepalese Microfinance Institutions (MFIs) are studied from financial sustainability point of view and analyzed whether different modalities of them make differences in their financial performance. In Nepal, there are mainly four different modalities of MFIs in operation viz.  The GI-GBB, PI-MFB, FINGOs and Coop. Based on the empirical data, it is proved that the financial performance of Nepalese MFIs varies in accordance with the applied modalities of the MFIs. Except for government initiated microfinance banks, other Nepalese MFIs are financially sustainable and in the context of Nepalese financial market, the Welfarist MFIs still need to cover the poorest of the poor section of the population and to broaden their financial services.The Economic Journal of Nepal, Vol. 35, No. 3, July-September 2012 (Issue N0. 139)
 
Publisher Central Department of Economics Tribhuvan University
 
Contributor —
 
Date 2015-09-18
 
Type info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
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Identifier http://www.nepjol.info/index.php/EJON/article/view/13424
 
Source Economic Journal of Nepal; Vol 35, No 3 (2012)
 
Language en
 
Coverage Nepal
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