Record Details

AGENCY PROBLEMS IN MUDARABAH FINANCING: THE CASE OF SHARIA (RURAL) BANKS, INDONESIA

International Journal of Economics, Management and Accounting

View Archive Info
 
 
Field Value
 
Title AGENCY PROBLEMS IN MUDARABAH FINANCING: THE CASE OF SHARIA (RURAL) BANKS, INDONESIA
 
Creator Adnan, Muhammad Akhyar
Muhamad, Muhamad
 
Description This study examines the agency problems that arise in muèOErabah financing in Indonesian Rural Sharia Banks. The study focus on project attributes, especially those projects that might consider muèOErabah financing, and the attributes of muèOErib who received financing. The research is explorative in nature, combining both qualitative and quantitative approaches. The study found that six attributes were considered relevent from the muèOErabah projects point of view. These include: the prospect of the project, availability of collateral, healthiness of the project, the project’s financial statements, clarity of contract conditions, and conformity of time period. With regard to muèOErib attributes, five characteristics were considered important. They include: business capacity, collateral, muèOErib’s reputation and family background, and their business commitments. Further quantitative analysis has also been conducted to examine those attributes.JEL classification: Z12, G10, D82Key words: Islamic economics, Islamic finance, Asymmetric information.
 
Publisher Kulliyyah of Economics and Management Sciences
 
Date 2013-03-01
 
Type info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
 
Format application/pdf
 
Identifier http://journals.iium.edu.my/enmjournal/index.php/enmj/article/view/136
 
Source International Journal of Economics, Management and Accounting; Vol 15 No 2 (2007)
2462-1420
 
Language eng
 
Relation http://journals.iium.edu.my/enmjournal/index.php/enmj/article/view/136/111