Record Details

Outreach and Profitability Trade-off: Does Synergy between Islamic Banking and Islamic Microfinance Institutions Matter?

Indonesian Capital Market Review

View Archive Info
 
 
Field Value
 
Title Outreach and Profitability Trade-off: Does Synergy between Islamic Banking and Islamic Microfinance Institutions Matter?
 
Creator Ruri Eka Fauziah Nasution; Durham University
Habib Ahmed; Durham University
 
Subject Baitul Mal Wat Tamwil; Islamic Microfinance; Islamic Banking; Linkage program; Level of Outreach; Profitability
 
Description The purpose of this study is to examine the effectiveness of linkage program between IslamicBanking (IB) and Baitul Maal Wat Tamwil (BMT) on BMT financing growth and profitability. Thisstudy also aims to compare three linkage models and to explore the keys factors that affect the implementation of linkage program. To achieve these objectives, both quantitative and qualitative research methods are employed. The dataset consists of the financial statement of 26 BMT in Indonesia and interviews with 12 managers of BMT and IB in Jakarta. The findings suggest that a synergy between IB and BMT through linkage program has significant impact on BMT financing growth and BMT ROE. Among three linkage models, executing model appears to be the most preferable model, both by BMT and IB. The finding also suggests that internal and external factors at BMT level have impacts on the effectiveness of linkage program.
 
Publisher Management Research Center, Department of Management, Faculty of Economics and Business, U
 
Contributor —
 
Date 2015-10-16
 
Type Peer-reviewed Article
 
Format application/pdf
 
Identifier http://journal.ui.ac.id/index.php/icmr/article/view/4853
 
Source Indonesian Capital Market Review; Vol 7, No 2 (2015): July 2015; 57-73
 
Language en