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The Sources of Efficiency of the Nigerian Banking Industry: A Two- Stage Approach

International Journal of Finance & Banking Studies

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Field Value
 
Title The Sources of Efficiency of the Nigerian Banking Industry: A Two- Stage Approach
 
Creator Obafemi, Frances
Ayodele, Olumide S
Ebong, Friday S
 
Subject —
Bank Efficiency, Data Envelopment Analysis,Financial Liberalization
 
Description The paper employed a two-stage Data Envelopment Analysis (DEA) approach to examine the sources oftechnical efficiency in the Nigerian banking sub-sector. Using a cross sectionof commercial and merchant banks, the study showed that the Nigerian bankingindustry was not efficient both in the pre-and-post-liberalization era. Thestudy further revealed that market share was the strongest determinant oftechnical efficiency in the Nigerian banking Industry. Thus, appropriatemacroeconomic policy, institutional development and structural reforms mustaccompany financial liberalization to create the stable environment requiredfor it to succeed. Hence, the present bank consolidation and reforms by theCentral Bank of Nigeria, which started with Soludo and continued with Sanusi,are considered necessary, especially in the areas of e banking and reorganizingthe management of banks.
 
Publisher SSBFNET
 
Contributor —
 
Date 2013-11-20
 
Type info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
 
Format application/pdf
 
Identifier http://www.ssbfnet.com/ojs/index.php/ijfbs/article/view/202
 
Source International Journal of Finance & Banking Studies (ISSN: 2147- 4486); Vol 2, No 4 (2013): October; 78-91
2147-4486
 
Language eng
 
Relation http://www.ssbfnet.com/ojs/index.php/ijfbs/article/view/202/135