Since 2014
On the Linearly Increasing System of Amortization
Brazilian Review of Finance
View Archive Info| Field | Value | |
| Title |
On the Linearly Increasing System of Amortization
Sobre o Sistema de Amortização Linear Crescente |
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| Creator |
de Faro, Clovis Jose Daudt Lyra Darrigue; EPGE/FGV
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| Subject |
finance; mathematics
Mathematics of Finance; Amortization Systems; Mortgage Financing C6 finanças; matemática matemática financeira; sistemas de amortização; sistema financeiro da habitação C6 |
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| Description |
Aiming to reach a compromise solution to the issues of default risk and the payment capacity of takers of housing loans, Jorge Oscar de Mello Flôres submited to the Banco Nacional de Habitação, which was then in charge of the Brazilian System of Housing Financing, what he named as the Linearly Increasing System of Amortization. (LISA). Following a critical analysis of the LISA, it is proposed the alternative named as the Generalyzed System of Mixed Amortization (GSMA).
Colimando compatibilizar a questão de risco de inadimplência com a capacidade de pagamento do mutuário, Jorge Oscar de Mello Flôres propôs ao então gestor do Sistema Financeiro de Habitação, o Banco Nacional de Habitação, o que denominou de Sistema de Amortização Linear Crescente (SALC). Com fulcro em uma análise crítica do SALC, é proposta a alternativa que se denominou de Sistema Generalizado de Amortização Mista ( SGAM). |
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| Publisher |
Link to the Brazilian Society of Finance
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| Contributor |
—
— |
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| Date |
2013-12-07
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| Type |
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion Double blind reviewed articles theorical-empirical Avaliado por Pares teórico-empírico |
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| Format |
application/pdf
application/pdf |
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| Identifier |
http://bibliotecadigital.fgv.br/ojs/index.php/rbfin/article/view/13832
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| Source |
Brazilian Review of Finance; Vol 11, No 4 (2013): October-December; 559-576
Revista Brasileira de Finanças; Vol 11, No 4 (2013): October-December; 559-576 1984-5146 1679-0731 |
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| Language |
por
eng |
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| Relation |
http://bibliotecadigital.fgv.br/ojs/index.php/rbfin/article/view/13832/17066
http://bibliotecadigital.fgv.br/ojs/index.php/rbfin/article/view/13832/17067 |
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