Record Details

A New Measure of Competition in Indian Loan Market

International Journal of Finance & Banking Studies

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Field Value
 
Title A New Measure of Competition in Indian Loan Market
 
Creator Ansari, Jugnu; CAFRAL
 
Subject Banking, Economics, Finance
Banking Industry, Competition, Loan market, Marginal Cost
 
Description This study endeavours at measuring bank competition in Indian loan market using a new competitiveness index, the Augmented Relative Profit Difference (ARPD), which quantifies the impact of marginal costs on performance, measured in terms of market shares. This study yields two major insights. First, the theoretical foundation of the ARPD is very robust as compared to other conventional measures. Second, applying this unbiased competition indicator to Indian bank loan markets shows that financial reform indeed has contributed to significant improvements in competition. As regards, the competition among specific types of banks, we found public sector banks and private sector banks are comparatively more competitive than foreign banks. The empirical finding indicates that the Indian loan market is monopolistic in nature.
 
Publisher SSBFNET
 
Contributor —
 
Date 2013-11-13
 
Type info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
 
Format application/pdf
 
Identifier http://www.ssbfnet.com/ojs/index.php/ijfbs/article/view/205
 
Source International Journal of Finance & Banking Studies (ISSN: 2147- 4486); Vol 2, No 4 (2013): October; 60-77
2147-4486
 
Language eng
 
Relation http://www.ssbfnet.com/ojs/index.php/ijfbs/article/view/205/133