Record Details

Intermediation Efficiency of Banks in South-East Europe: An Empirical Assessment Using Dea and Malmquist Index

International Journal of Finance & Banking Studies

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Field Value
 
Title Intermediation Efficiency of Banks in South-East Europe: An Empirical Assessment Using Dea and Malmquist Index
 
Creator Toci, Valentin; University of Prishtina
Hashi, Iraj
 
Subject banking; economics
Bank efficiency, Data Envelopment Analysis, Malmquist Index, South-East Europe
 
Description Using a database consisting of almost all banks in four countries in South-East Europe and employing non-parametric methodologies, the efficiency of banks is investigated for the period 2002-2005 and the superior efficiency of foreign-owned banks in intermediation is supported. It is argued that the overall efficiency improvement has originated from the change in technology rather than scale and technical efficiency, and banks on average have not been able to catch-up with best-performers, thus widening the efficiency gap. The largest sources of inefficiency are found to be lending shortfalls, cost and scale inefficiencies. In Kosovo, although there has been some improvement, the banking system remained less efficient than elsewhere. Based on these findings, a number of policy implications aiming at enhancing the intermediation efficiency of banks are derived.
 
Publisher SSBFNET
 
Contributor —
 
Date 2013-07-16
 
Type info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
 
Format application/pdf
 
Identifier http://www.ssbfnet.com/ojs/index.php/ijfbs/article/view/148
 
Source International Journal of Finance & Banking Studies (ISSN: 2147- 4486); Vol 2, No 3 (2013): July; 1-20
2147-4486
 
Language eng
 
Relation http://www.ssbfnet.com/ojs/index.php/ijfbs/article/view/148/361