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The Influence of Leadership, Corporate Governance and Regulations on Credit Risk Management: The Study of Rural SACCOS from Tanzania

Management and Administrative Sciences Review

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Title The Influence of Leadership, Corporate Governance and Regulations on Credit Risk Management: The Study of Rural SACCOS from Tanzania
 
Creator Magali, Joseph John
 
Subject
Leadership, Corporate governance, Regulations, Rural SACCOS, Credits risk management, Tanzania
 
Description This paper uses data from 37 rural SACCOS in Morogoro, Dodoma and Kilimanjaro regions in Tanzania obtained from the survey conducted between February and May 2013. The study investigated quantatively and descriptively the influence of leadership, corporate governance and regulations on credit risk management in rural SACCOS. This study finds that good leadership, corporate governance and regulations are essential for effective credit risk management in rural SACCOS. The study further revealed that 65%, 54%, 46%, 38% and 98% of rural SACCOS affirmed the presence of good re-elected leaders, effectiveness in loans collection, presence of creativity and innovating among leaders, annually audited reports and the presence but not printed and distributed to members of their by-laws respectively. This paper recommends that the rural SACCOS should practice the good leadership, governance and should abide by their by-laws in order to have the effective credit risks management. Also the government should regulate the rural SACCOS very stringently and the political interference should be avoided.
 
Publisher Academy of Business & Scientific Research
 
Contributor
 
Date 2014-03-03
 
Type info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
 
Format application/pdf
 
Identifier http://absronline.org/journals/index.php/masr/article/view/170
 
Source Management and Administrative Sciences Review; Vol 3, No 2 (2014): March; 262-281
2308-1368
2310-872X
 
Language eng
 
Relation http://absronline.org/journals/index.php/masr/article/view/170/191
 
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