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Análisis Económico del Sistema de Seguros de Salud en Chile

Economic Analysis Review

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Title Análisis Económico del Sistema de Seguros de Salud en Chile
Análisis Económico del Sistema de Seguros de Salud en Chile
 
Creator Fischer, Ronald
Serra, Pablo
 
Description Chile's private health insurance system has expanded rapidly since its inception in 1981, now covering 28% of the population. The natural evolution of the system has solved some of its original problems. Nevertheless, the following serious difficulties remain: the tendency to raise the costs of health services, the poor coverage of catastrophic illness and the loss of freedom of choice for affiliates as they age or when they acquire a chronic disease. These problems originate in informational asymmetries between affiliates, doctors and insurance companies, the coexistence with a public system having totally different characteristics, and errors in the design of the system. This paper describes a coherent set of proposals that solve the main problems of the system.
Chile's private health insurance system has expanded rapidly since its inception in 1981, now covering 28% of the population. The natural evolution of the system has solved some of its original problems. Nevertheless, the following serious difficulties remain: the tendency to raise the costs of health services, the poor coverage of catastrophic illness and the loss of freedom of choice for affiliates as they age or when they acquire a chronic disease. These problems originate in informational asymmetries between affiliates, doctors and insurance companies, the coexistence with a public system having totally different characteristics, and errors in the design of the system. This paper describes a coherent set of proposals that solve the main problems of the system.
 
Publisher Universidad Alberto Hurtado - Facultad de Economía y Negocios
 
Contributor

 
Date 2010-03-08
 
Type info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion


 
Format application/pdf
 
Identifier http://www.rae-ear.org/index.php/rae/article/view/163
 
Source Revista de Análisis Económico - Economic Analysis Review; Vol 11, No 2 (1996); 187-217
Revista de Análisis Económico – Economic Analysis Review; Vol 11, No 2 (1996); 187-217
0718-8870
0716-5927
 
Language spa
 
Relation http://www.rae-ear.org/index.php/rae/article/view/163/291